• If the ISA performs well you may be able to pay off your mortgage early or enjoy a lump sum at the end of the repayment period, in addition to paying off your mortgage.
  
  
• ISAs are potentially tax efficient, particulary for higher rate taxpayers.
  
  
• An ISA can be selected to suit your circumstances and risk profile.

• Your debt remains constant throughout the mortgage period.
  
  
• You have no guarantee that you will have sufficient funds to pay off the mortgage at the end of the repayment period, as the ISA could perform below expectations. (By monitoring your ISA's performance, you could make additional contributions during the repayment period if you felt the underlying fund was under performing.)

Latest Mortgages News

12:59 AM The acute vulnerability of the mortgage market - BBC News (blog) Houseladder The acute vulnerability of the mortgage market BBC News (blog) Mortgage banking is one business that remains hooked on taxpayer support in a way that most would say is unhealthy: via the Special Liquidity Scheme, ... Banks 'still need government support' to give mortgagesThis is London We may run out of money, say mortgage lendersManagement Today Lenders warn of mortgage shortagesFinancial Times Mortgage Strategy -Mortgage Strategy -Financial Times all 16 news articles » 01/01/1970

12:59 AM Fed's Bullard: Housing should be key in reform - Reuters Washington Post Fed's Bullard: Housing should be key in reform Reuters Fannie Mae and Freddie Mac, which together own or guarantee one-half of all US mortgages, were seized by the US government and put into conservatorship in ... Fed's Bullard: Fed Could Keep Interest Rates Low Until 2012FOXBusiness Federal Reserve hopes clear exit strategy will boost market confidenceWashington Post Hungary nurtures forint mortgage marketMoney Supply (blog) all 85 news articles » 01/01/1970

12:59 AM The making of a housing bubble - CTV.ca CBC.ca The making of a housing bubble CTV.ca Mix in easy mortgage conditions luring more people to jump into home ownership – the current national rate of 68.4 per cent stands at an almost 40-year high ... Flaherty has no plans to tighten mortgage rules: Globe and MailCanadian Mortgage Broker News Outlook 2010: Is this a real estate boom or a bubble?CanadianBusiness.com Housing Rebound in Canada Spurs Talk of a New BubbleWall Street Journal Globe and Mail -Financial Times all 112 news articles » 01/01/1970

12:59 AM Nationwide cuts best rate mortgage deposits - This is Money Nationwide cuts best rate mortgage deposits This is Money Although the deposit required to access Nationwide's top mortgages still remains high, a borrower looking to secure one of the society's best fixed or ... Abbey to launch new tracker and cut fixed ratesFT Adviser all 5 news articles » 01/01/1970

12:59 AM Russell Jones Walker > Mortgage deals 'encouraging home purchases' - Linex Legal (registration) Russell Jones Walker > Mortgage deals 'encouraging home purchases' Linex Legal (registration) Source: Russell Jones & Walker - The number of people opting to purchase homes in the UK has been boosted by the increasingly competitive mortgage deals ... and more » 01/01/1970

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